Total interest rate for UniCredit Savings Account (individual client):
Savings account in PLN
Total interest rate will be 3.00% per year (base interest rate: 0.05%, promotional interest rate: 2.95%).
Savings account in EUR
Total interest rate will be 1.00% per year (base interest rate: 0.05%, promotional interest rate: 0.95%).
Interest rate is valid until 30.09.2026.
Effective from 31 July 2026, we are standardizing the interest capitalization schedule across all Savings Accounts and all packages. Interest will be capitalized at the end of each calendar month and it will be paid out on the first day of the month following the capitalisation date.
Total interest rate for UniCredit Savings Account (business client):
Standard Package:
Annual interest rate for a PLN account (base rate: 0.05%, promotional rate: 1.95%) 2.0%
Annual interest rate for a EUR account (base rate: 0.05%, promotional rate: 0.35%) 0.4%
Annual interest rate for a USD account (base rate: 0.05%, promotional rate: 0.35%) 0.4 %
Premium Package:
Annual interest rate for a PLN account (base rate: 0.05%, promotional rate: 2.15%) 2.20%
Annual interest rate for an account in EUR (base rate: 0.05%, promotional rate: 0.45%) 0.5%
Annual interest rate for an account in USD (base rate: 0.05%, promotional rate: 0.45%) 0.5%
Additional information about interest rates:
Total interest rate is the overall annual rate we offer to a client on a given savings account. It consists of two parts:
Base interest rate – the basic, fixed part of the interest rate that applies regardless of promotions.
Promotional interest rate – the additional part of the interest rate, offered for a limited time.
Note! Information about packages and fees applicable before October 6, 2025 is available on our website: https://unicredit.pl/produkty-aion
Was this article helpful?
That’s Great!
Thank you for your feedback
Sorry! We couldn't be helpful
Thank you for your feedback
Feedback sent
We appreciate your effort and will try to fix the article