Are there any fees for currency exchange?

Under normal market conditions, the standard margin applied by the Bank to foreign exchange transactions is 0.5%.

However, no margin is applied to transactions conducted within the European Union.

For transactions involving currencies outside the EU, a standard margin of 0.5% applies.

In exceptional cases, the margin may be adjusted in accordance with the rules outlined in section IV.C.1.13.2 – Application of the Interbank Exchange Rate in our term and conditions.

Exchange rates used for currency conversions—whether related to payments or standalone foreign exchange transactions—are based on rates prevailing on the international market. These quotations can be accessed via sources such as: https://www.reuters.com/markets/currencies/