How can I check how much a purchase made in another currency will cost in Polish zlotys?

To check how much a purchase made in a foreign currency will cost in Polish zloty (PLN), go to the transfers section and select the option to transfer from PLN to another currency. When you enter the amount in the foreign currency (not in PLN), the applicable exchange rate will be displayed. This rate will be used both for the transfer and for any card transaction, provided that the transaction is executed at the same time.

Note: Under normal market conditions, the standard margin applied by the Bank to foreign exchange transactions is 0.5%. However, no margin is applied to transactions conducted within the European Union.

For transactions involving currencies outside the EU, a standard margin of 0.5% applies.

In exceptional cases, the margin may be adjusted in accordance with the rules outlined in section IV.C.1.13.2 – Application of the Interbank Exchange Rate in our term and conditions.

Exchange rates used for currency conversions—whether related to payments or standalone foreign exchange transactions—are based on rates prevailing on the international market. These quotations can be accessed via sources such as: https://www.reuters.com/markets/currencies/