When using an ATM/payment terminal abroad, will I be asked whether I want to withdraw cash/make a payment in PLN or in the local currency?

When using your card while travelling, ATMs and payment terminals may ask whether you want to withdraw cash/make a payment in PLN or in the local currency. It is best to withdraw cash/make payments in the local currency, as this will allow you to benefit from UniCredit exchange rate, which is the best available on the market.