What interest rate applies to PLN, EUR and USD deposits?

Modified on Tue, 30 Jun at 6:29 PM

Table for individual customers:

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term¹	Minimum amount (PLN)	Maximum amount (PLN)
3	3.30%	Yes	1	25,000,000
6	3.50%	Yes	1	25,000,000
9	3.60%	Yes	1	25,000,000
12	3.90%	Yes	1	25,000,000
24	4.20%	Yes	1	25,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term²	Minimum amount (USD)	Maximum amount (USD)
3	1.50%	Yes	1	5,000,000
6	2.10%	Yes	1	5,000,000
9	2.50%	Yes	1	5,000,000
12	2.75%	Yes	1	5,000,000
24	3.00%	Yes	1	5,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (EUR)	Maximum amount (EUR)
3	1.10%	Yes	1	5,000,000
6	1.20%	Yes	1	5,000,000
9	1.25%	Yes	1	5,000,000
12	1.40%	Yes	1	5,000,000
24	1.50%	Yes	1	5,000,000

Note: Information regarding packages and fees applicable before October 6, 2025 is available on our website: https://unicredit.pl/produkty-aion

Table for business customers:

STANDARD PACKAGE

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (PLN)	Maximum amount (PLN)
2	2.40%	Yes	10,000	50,000,000
4	2.90%	Yes	10,000	50,000,000
6	3.10%	Yes	10,000	50,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (EUR)	Maximum amount (EUR)
2	0.90%	Yes	10,000	10,000,000
4	1.00%	Yes	10,000	10,000,000
5	1.10%	Yes	10,000	10,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (USD)	Maximum amount (USD)
3	1.90%	Yes	10,000	10,000,000
6	2.00%	Yes	10,000	10,000,000
9	2.10%	Yes	10,000	10,000,000

PREMIUM PACKAGE

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (PLN)	Maximum amount (PLN)
2	2.50%	Yes	10,000	50,000,000
4	3.00%	Yes	10,000	50,000,000
6	3.20%	Yes	10,000	50,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (EUR)	Maximum amount (EUR)
2	1.00%	Yes	10,000	10,000,000
4	1.10%	Yes	10,000	10,000,000
5	1.20%	Yes	10,000	10,000,000

Deposit term (months)	Annual interest rate (fixed)	Is the deposit renewed at the end of the term	Minimum amount (USD)	Maximum amount (USD)
3	2.00%	Yes	10,000	10,000,000
6	2.10%	Yes	10,000	10,000,000
9	2.20%	Yes	10,000	10,000,000

Interest-bearing sub-account for family foundations

Period for the interest rate: from 1 July 2026 to 30 September 2026.

PLN currency – Interest rate 2.5%.